Diversity and Inclusion (DEIA)
Factors When Returning to Work with SSDI
Returning to Work: A Guide to a Smooth Transition
Having a Strong Support Network
Having a strong support network on your journey back to work can make the transition much smoother. With the TTW Program and your assigned EN or VR, you are immediately connected to knowledgeable and compassionate professionals rooting for you, every step of the way.
Prioritizing Your Health
When an illness or disabling condition forces you to leave your job, prioritizing your health becomes critical. However, returning to work is possible when you’re emotionally and physically ready. Social Security Disability Insurance (SSDI) and the Ticket to Work Program (TTW) provide a pathway to return to work when you feel emotionally and physically prepared, offering support tailored to your unique needs.
Assessing Your Readiness
For many, returning to work is a significant step that involves understanding your needs, assessing your readiness, and seeking guidance from professionals who can provide support throughout the process. If you are considering returning to work, it’s important to assess several factors, including your emotional and physical readiness, as well as your financial needs.
Emotional Readiness
In my experience assisting individuals who want to re-enter the workforce after a long absence, I encourage individuals to assess their emotional readiness, recognizing it may look different for everyone. Emotional readiness might include feeling stable, curious about new opportunities, or prepared for structured routines. I recommend individuals who participate in the TTW Program collaborate with their providers to address any challenges they may have to ensure they are prepared to re-enter the workforce and pursue employment opportunities.
Physical Readiness
The other aspect of readiness is physical, which is typically determined by you and your doctors. Together, you decide if your physical recovery supports your ability to manage work responsibilities. Are you able to maintain a routine and meet any physical demands of a job? If additional support during this recovery period would be helpful, turning to specialists such as physical, occupational, or speech therapists may be an option.
Evaluating Your Financial Needs and Goals
A primary reason former workers with disabilities or chronic illnesses return to work when they are ready is to have more financial stability. Social Security’s TTW Program allows beneficiaries to increase their income while maintaining vital SSDI benefits, including Medicare.
TTW Incentives
Three valuable TTW incentives that support Ticket holders are:
* Trial Work Period (TWP): where you may earn income for nine non-consecutive months and keep your benefits.
* Extended Period of Eligibility (EPE): provides a 36-month safety net that covers you should your monthly earnings fall below the Substantial Gainful Activity (SGA) levels.
* Expedited Reinstatement (EXR): allows you to request your SSDI benefits be reinstated – if you are no longer able to work – without reapplying.
Exploring the Job Landscape
When considering a job or self-employment, it’s also helpful to determine your job readiness. What is the job outlook in your community? Are there certain industry sectors that you might be well-suited for? What types of opportunities address your experience and skills?
Job Boards and Networking
A good place to start is with job boards such as Indeed, Glassdoor, CareerBuilder, Monster, and ZipRecruiter or Upwork and Fivrr for gig work. Here you can find job postings that may interest you or fit your background. When possible, network with other professionals or recruiters. They can be helpful in matching skills and your personal preferences to the right job or company.
Conclusion
Returning to work after an extended absence is a big decision. While financial stability is a compelling goal, this decision is also about finding balance between personal priorities and professional aspirations. Assessing your readiness levels – physically, emotionally, and professionally – is the first step in this decision process.
Frequently Asked Questions
* What is the Ticket to Work Program?
+ The Ticket to Work Program is a free and voluntary program that provides support and guidance to individuals receiving disability benefits who want to return to work.
* What are the benefits of the Ticket to Work Program?
+ The program provides access to expert support, financial safeguards, and personalized guidance throughout the process of returning to work.
* What are the TTW incentives?
+ The TTW incentives include the Trial Work Period, Extended Period of Eligibility, and Expedited Reinstatement.
* How do I get started with the Ticket to Work Program?
+ You can get started by contacting your assigned EN or VR and expressing your interest in the program.
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